Monthly Market Highlights – 2024 Edition

In 2024, there were some significant global geopolitical developments, including elections held in 54 countries and the rapid acceleration of artificial intelligence. In South Africa, the formation of a Government of National Unity was a pivotal political transition. Key policy developments included the enactment of the National Health Insurance Bill and the implementation of the two-pot retirement system.

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December 2024 Economic Review

The US labour market improved, with more jobs added in November than October, while the unemployment rate was little changed over the same period. Data showed that South Africa’s inflation edged higher in November but remains below the South African Reserve Bank (SARB)’s 3-6% target range.

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Give your children the gift of future thinking this festive season

This festive season, consider giving your children a gift that lasts: an investment in their future. By redirecting part of your gifting budget toward an investment, such as an ETF, unit trust, or Tax-Free Savings Account, you can teach them the value of saving and the power of compounding.

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The power of compounding

Compounding is a powerful tool in finance, where the interest earned on an investment is reinvested, allowing the principal and accrued interest to generate more returns over time. Starting early, making regular contributions, and reinvesting earnings are key strategies to maximise the benefits of compounding, which can also work against you with debt if not managed carefully.

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